Hey Folks, Jeff Lenney here and you’re probably here because you found me in Google, and you want to know how to make money online without investment.
How to Make Money Online Without Investment
I have some good news and some bad news:
- The Good News: YES, you really CAN make money online, and a lot of it too.
- The Bad News: There are scammers out there who just want to part you from your hard earned money. I’ll tell you about both the good and the bad, below.
Top 3 “Work From Home” Scams to Avoid
Listen, I know you’re here because you’ve been burned before.
You probably found a great “online job” that promised $100, $500, or even $1,000 per day by doing simple things like sending emails, or stuffing envelopes, or filling out surveys.
It’s nothing to be ashamed of, I was once fooled by that stuff too, but I rose above that
Did you know that THREE of the biggest online ‘work from home scams‘ actually require you to PAY before you can start “working” for them?
- Stuffing Envelopes for Cash Scam – The victim sees a flyer advertising a job stuffing envelopes, with “up to 1,000 envelopes a week that you can stuff… with postage and address already affixed!”, offering a payment of sometimes as as high as $25 per envelope.
- To apply for the job, the victim is required to send a self-addressed stamped envelope for information and a small processing fee. In return, the victim is sent a template for the flyer they had originally seen; the envelopes they stuff are from other people who answer the flyer, and the payment is the processing fee.
- Basically, YOU’LL be posting flyers now, telling people how they can stuff envelopes for cash, then your victims pay YOU $25.00 and you mail them the same template.
- Email Processing Jobs Scam – This is the same as above, you pay $25.00 (or more) so you can set up online ads to charge OTHERS $25.00 for the same thing.
- You’re NOT going to be sitting around processing emails for large companies, they have automated systems & employees for that. You pay your $25.00, the person you pay now “processes” your email and tells you how to do what they just did and rip OTHERS off for $25.00 a head.
- Paid Surveys Scam – If you have to pay to find out how to do this, it’s a scam! There are claims of $100 and $500 surveys, but the truth is – you can only make $2.00 – $3.00 per HOUR at the most with this stuff, AND they make you pay $45 or more to learn how to do this!
Paid Survey and Pay To Click Programs I’ve Reviewed Recently:
So far NONE of these have been worth much of anything, and half of them were (legitimately) flat out scams just out to steal your money.
Fun Fact: Did you know that the ‘stuffing envelopes for cash’ scam originated during the depression in the 1920s? Yep, and the ’email processing jobs’ scam from today is just a variation of that!
I hate to be the bearer of bad news, but you’re not going to sit back in your underwear or bathrobe on your couch earning $500 to $1000 per day passively.
If these opportunities were REAL, Corporate America as we know it would not exist, as everybody would simply work from home doing this stuff.
BUT – don’t worry – not all hope is lost! 🙂
Sick of the B.S.?
Want to know what REALLY works online?
The Good News (This Stuff Works!)
There are actually SEVERAL legit ways to make money online, and while you may need to pay later on for some training (on things like Search Engine Optimization, or FaceBook Ads), I’ll give you a list of various legit ways of making money online without investment.
Now, just a heads up – some of these may require some technical skills, but don’t worry – I’ve got you non techies covered too! 🙂
1. Make Money Blogging
Now here’s the thing, you’re NOT going to get PAID for simply blogging.
You won’t get magical internet money for simply throwing up a blog post – BUT you can use your blog traffic to sell advertising, or even to drive sales to different products that pay you a commission for sending them the sale (this is what I do with my websites).
Before you get too excited and throw up the first blog you can think of, you need to learn what to make your blog about, and what specific topics people are SEARCHING FOR that you should be blogging about.
Check out these 2 detailed posts on my site for more info on those topics:
- How to find the perfect niche for your blog – finding a profitable niche is important so you can understand what topics to focus your content on.
- How to perform Keyword Research – Keyword Research is important so you can understand WHAT to write about on your blog. After all, if nobody is searching for what you’re presending, it’s an excercise in futility.
Seriously, Study both of those links above (they’ll take you to two different posts on my site that explain each of those topics).
I’d suggest launching your blog/website with at LEAST 5 articles targeting various long tailed phrases.
(If you don’t feel like doing the writing yourself, I suggest outsourcing your writing HERE – make sure each post is a minimum of 1,000 words, and use 4 star or higher writers.
If I were doing a blog on dating tips for men, I might do the following posts (for example):
- How do I get a girlfriend?
- How to get my Girlfriend back
- Get a girlfriend online
- Why Can’t I get a girlfriend
- Tips to get a girlfriend
Once you have the 5 posts up, try to add at least one post per Week or so based on a long tailed keyword you find using the Google Keyword Planner.
Make sure you link INTERNALLY between relevant words in the blog posts, as that will help your site rank better over all as well.
I have some great niche ideas here, for those that have no idea where to start.
Read More: I’ve got a very detailed blog post on ‘how to make money blogging‘, that you should spend some time reading.
(Seriously, read it – it goes into MUCH more detail on how you can make money blogging).
2. Make Money with YouTube Videos
I already covered this topic in another blog post as well, click here to read that post!
Essentially though, Check out my crash course on Youtube Affiliate Marketing in 5 Easy Steps:
1) Provide Value First, Ask For The Sale Later:
This is not a single step – it’s the attitude that you must have right from the beginning if you want to do well on Youtube and affiliate marketing in general.
Think about this:
Successful businessmen, speakers, mentors, coaches spend several hours delivering life-changing seminars.
At the end, they spend five minutes talking about a paid program or course.
This is not that they are not interested in selling – they definitely care about making sales, although they are never desperate.
They invest a lot of time gaining the trust of their audience. People like what they are saying and become pre-sold. They are very receptive to the sales pitch because the speaker had taken steps to establish value beforehand.
With Youtube too, you cannot just blatantly tell people to buy your product. You first have to provide valuable content – your videos must be entertaining and informative. Also, they have to be unique. You cannot keep repeating the things that other people are already saying – you have to better than them.
Always look to provide value; this way, people will latch on to anything that you have to recommend.
2) Quality of videos:
I am not going to go over the obvious bits in this article. I trust you to sign up for a Youtube account and think of a catchy username. However, I do feel the need to talk about other basics that can make or break the quality of your videos.
Make sure that you record in good lighting and please invest in a good microphone. (Personally, I SWEAR BY my Blue Yeti Microphone, and have been using it for many years)
I see many videos shot against a super bright background or in shabby settings. They are off-putting from the very beginning. You don’t have to rent a studio or anything – a quiet room with a neutral background is good enough (depending upon your niche).
A public park or garden also works very well – as long as the surroundings are relatively peaceful.
You don’t need to buy an expensive camera or drone. You can produce top notch quality videos using just your smartphone. One thing that you do need to work on though, is the editing. Get very good at editing or pay somebody to do it for you. It would be great if you took the trouble to learn to edit well. it’s a useful skill that will pay off very well in the long term. Psst…it’s not that hard – really!
Want to know a secret?
You DON’T even have to show your face! (Unless you want to)
A successful Youtube affiliate marketer must attract the right kind of traffic and preferably, lots of it. You have to collaborate with other Youtubers with a lot of subscribers. Remember that people with a lot of subscribers are picky about whom they choose to associate with. So you need to offer a compelling proposition.
For example: Say that you have a cooking channel and they have a fitness channel.
You can create a series titled Easy 5-minute Recipes for Fitness Freaks. This way, you can get lots of subs within a matter of days. You get the idea.
4) Learn how to get the click:
Your titles and thumbnails will decide whether or not people click on your videos.
So optimize them and make them irresistible. (Bonus points, create a custom Youtube thumbnail using Canva.com, or any of the other free graphics tools out there)
5) Post consistently:
Some of the fastest growing channels post very often.
You should seriously consider posting at least 3 videos a week during the initial phase.
Sure, you may already have a job and other commitments. Just record a lot of material on weekends and spend some time each day editing and uploading content. Many new people make the mistake of uploading just one or two videos to test the waters.
The problem is that if people like your content and want to watch more, you have none of it available. So upload at least 5 videos initially.
If you fail to upload on a fairly consistent basis, your subs and views will drop and the competition will eat into your portion of the pie.
Share your experiences with the product or service that you are promoting. Don’t forget to tell people about the links in the description.
Also, try to get a special discount voucher or promo code – it piques peoples’ interest and gives them an incentive to try out whatever you’re recommending.
Being a Youtuber can be a very rewarding profession.
I already covered this topic MUCH more thoroughly in another blog post as well, click here to read that post!
3. Make Money Writing Content
How to make money writing online is another topic I’ve covered extensively. But i’ll try to sum it up below:
1. Be A Content Writer
Being a content writer means that you write for people who are asking for a specific content. This also means that you are limited in your choice of topics. The upside is the pay is stable and immediate.
One of the best way to start as being a content writer is to register to a website or service that brings together writers and people who are looking for content.
Examples of such websites are:
The above two will be the easiest, but you can also try freelance websites like:
For iWriter and Textbroker kind of sites, all you have to do is register and fill-out the personal details, including the mode of receiving payments. The process is fast and easy. Once all that is done, you can visit a page within the website that has a listing of available writing jobs. You can then choose which ones you would like to write.
Once you accept a writing gig, you can then proceed to writing the article, submit it and wait for approval. Once its approved, payment will then be deposited to your account.
For freelance types of websites, like Freelancer and oDesk, you may have to “bid” your work and pay rate. If you are chosen, you will be then in contact with the requester and discuss essential details like the topics of the content, work schedule and how to receive payments.
2. Sell Your Writing
If you are a good writer, then it’s possible to sell your writing online. There are a lot of options on how you can achieve this. For example, you can setup an
Kindle shop and start selling your ebooks. If you are more of an article writer than an ebook writer, then you can try websites like Yahoo Voices. You can even try online classifieds, like Craigslists, for selling your articles.
This can be very lucrative, especially if you focus on Amazon and your book hits on the best-seller lists.
The downside of this option is that pay may not be as stable and immediate compared to being an online writer as you are selling your content rather than writing content that is already needed by someone.
3. Affiliate Marketing Product Reviews
Doing affiliate marketing reviews can be very lucrative as it can lead to a good stream of passive income. The main idea of an affiliate writer is to make mostly reviews of different products. Visitors would read the reviews and may proceed to buy the product. For every product that is referred from you (through affiliate codes), you get a commission.
You can start by being an affiliate writer by registering to websites that bring together affiliates and online entrepreneurs, like Clickbank.com (check out Clickbank University 2.0 for CB training), CommissionJunction.com and Amazon.com. Registration is typically free and you can get the necessary codes and essential resources from the site.
The downside of this route is that it will take time to develop your website or blog. Also, getting readers may take time. However, when you do succeed, it’s more lucrative that the last two examples above.
Thanks to the information age, it is now possible to make money by writing online. If you are interested in the idea, then you can start by being a content writer, selling your writing or be an affiliate writer. The best way to get started is by checking out the sites above, then just do it!
Anyways, nothing to sell here – just providing value! 🙂
4. Make Money Online with Fiverr
Believe it or not, when I was first starting out with my ‘making money online’ adventure, I used to do small jobs on fiver for $5.00 a pop.
It’s grown well past that now, and you’re able to offer your services for $5.00, $50, $500 or even $1,000 as long as there are buyers for what you’re offering.
Fiverr offers a user-friendly platform for creating and publishing gigs in an approachable format.
However, before you start the overall gig creation process, it is wise to overlook the various categories to choose from, in order to asses which field will be the most profitable and suitable for you.
Fiverr offers over 120 categories to choose from, so users are able to easily find a category that is relevant to their services.
Fiverr offers many common categories such as writing and business services, as well as a section labeled as, “Fun & Bizarre” where sellers can offer quirky and unique services.
Whatever area you excel in, you are sure to find a category that corresponds to the service you choose to offer.
I’ve got a much more thorough blog post on that topic here – how to make money on Fiverr – you should definitely check it out!
5. Make Money with Micro Jobs Websites
While you’re not going to get rich doing this, it’s a great way to make beer money or a little extra spending cash for that weekend or night out you’ve been planning.
Essentially, micro jobs are online tasks that can generally be completed in a few minutes. They might include things like:
- Read and Comment on a Blog
- Watch a YouTube Video and Leave a comment
- Like and Share Something on FaceBook or Twitter
- Search for a particular phrase in Google, and click onto a specific website
- Create an email account for somebody (Google and Yahoo, generally)
- Rate an Iphone or Android App
- Leave a Kindle Book Review
I use these as an employer myself because I’m able ot get the above tasks completed very quickly. (Basically, i’m the guy paying you to complete certain tasks for me) 🙂
Let’s say I just published a new blog post, and I want to add some REAL comments to get conversation going.
I simply make a job on one of the Micro Job Websites, and it’s generally approved within 24 hours. The pay can be around $0.20 or $0.30 for a few minutes of work.
The Best MicroJob websites are:
- Microworkers (my personal favorite)
- There are more out there, but these two are enough to get you started.
Again, you’re NOT going to make a lot of money with Microjob Websites, just a few dollars per day at best.
Here’s The BIG PROBLEM with Everything Above…
Some of these methods take LOTS OF TIME to get started. Blogging/whatever can take YEARS before you ever show up \. If you look at the most successful bloggers out there today, you’ll see that they registered their websites many years ago. (For example I started this website in 2010)
- Some of these methods require ADDITIONAL MONEY to even get started…
- Some of these methods require PRIOR EXPERIENCE. To start a quality youtube channel you’ll need to know how to edit videos, and be comfortable on camera. Not everyone is
- Some of these methods GET SATURATED QUICKLY. Fiverr used to be super easy to make money on; now there are 100,000 people trying to make money on Fiverr, and even though theres still opportunity, its much harder.
If you are serious about making money online, and looking for a truly step-by-step system, that takes you from A to Z, I suggest learning the Super Affiliate System…
– Only requires 3-5 hours per week
– Only requires you to have a domain ($3.95 through Bluehost link)
– Doesnt require any prior experience
There is limited enrollment in this program, so things don’t get saturated, but they are currently accepting students, so I advise you watch the free training session below if you are interested in getting in.
====> Free Training Session
Now, a bit more about what I’ve been able to accomplish online.
I generally make between $50-$100k per MONTH online from home, but I had guidance and training to get me to this point.
(My biggest month was $250k, November of 2017, I hope to repeat that soon!)
I want to share a few personal pictures with you, to share the progress I’ve made:
In my 1 Bedroom Apartment, in 2010 VS 2019, in my 4 Bedroom House in Beautiful Orange County California.
You may have noticed my better taste in hats, BUT Behind me you’ll also see my 2 34″ HD Ultra Wide Monitors, and those of you that know watches may have noticed the Breitling Navitimer i’m rocking on my wrist.
I bought my first house, my dream watch, my Luxury SUV, and I get to travel WITH my family whenever I like!
This is ALL possible only because of what I do online, with Affiliate Marketing.
Just the past YEAR and a half, I’ve taken my family to Hawaii…Twice, and taken them on a Caribbean Cruise.
(We took my wifes parents all three times too)
This coming September, We’re going BACK to Hawaii again, and we’re taking MY mom along this time!
I also took a ‘Business Trip’, First Class, to Dublin Ireland to attend (and speak at) An Affiliate Marketing Event.
I’ll save the rest of those photos for another time though.
Now here’s the thing, I didn’t get this success overnight. I failed more times than I can count. When I first started in 2007, I was jumping around trying little bits of everything, but NOT sticking to one thing until I made it work.
It’s funny, because I actually got my start doing Youtube Product reviews. I would expose the scammy products, and help people save money on those. I also later started to recommend LEGIT training products (not jobs) that help people build their dream lifestyle with a real online business.
Now here I am helping people in the same way, BUT at a much larger scale.
Anyway, feel free to google me, Jeff Lenney, you’ll find tons of good things about me and the success people have had following my advice & recommendations!
My point is, i’m not BS’ing you – if I was – you’d know about it.
At any rate, let me tell you once more about the Super Affiliate System program. It’s NOT a job, so don’t worry – you won’t be stuffing any envelopes or filling our surveys for $0.30, LOL.
it’s 100% legit and you can make MUCH more than these silly surveys or ad click websites pay you.
The link for the training is below:
Don’t mind the flashiness of the video, it may seem too good to be true, this stuff is the real deal and I would not recommend it otherwise.
WARNING: This is NOT for people that want to make a ton of money without putting in some work, if you’re looking for a way to get rich overnight, you’re not going to find that here (or anywhere else, for that matter).
I’ve known John Crestani for a couple of years now, I’ve taken the training myself. I’ve seen people BRAND NEW to the internet make money with it, even $1,000 their first WEEK (though that’s rare, it does happen – for most it may take a few months to see that type of income).
Are you next?
The link for the training is below: