Hey Folks – thanks SO much for stopping by to check out my Smart Money Secret Review (Also Known as The Credit Secrets Secret Book, by Scott Hilton) !
I’ll cut STRAIGHT to the chase and answer the question that’s on EVERYBODY’S mind:
What’s Inside Smart Money Secret (AKA Credit Secrets, by Scott Hilton)?
I got it so I can show you!
To sum things up ‘short and simple’, Smart Money Secret puts you in control of your credit report and score, flipping the script and forcing collectors and creditors to realize it is in their best interests to just make you go away – by deleting the negative/erroneous item.
Small Note: If you find this review useful would you do me the honor of closing the sales page if you’re on it currently and pick up SMS through my link here: http://jefflenney.com/CreditSecret – I do get a referral fee if you purchase via my link, and it helps pay the bills 🙂
Let’s Face It:
Having Poor Credit Sucks. You want to buy a new car, a new house, get a loan – but that low credit score is preventing it.
There’s no question that improving your credit will help you accomplish these things – but how do you do it?
I’ve been there myself, a few years ago I was trying to buy my girlfriend (now wife) a car, but my credit sucked (around 550).
After trying to finance at the dealership with 3 different loan companies wanting between 8% and 15% for a $7,000 1997 Honda Civic – I had to do something – so I started studying.
To make a long story short, after reading many credit repair books and even paying for some 1 on 1 time with an accountant I was able to fix my OWN credit! It felt amazing!
My credit score was around 550 5 years ago, and in just a couple of months time I was able to bring it all the way up to 710. It’s at 804 now (as of January 2017) and I’ve kept it in that high range for 4-5 years now.
(By the way, I ended up buying my girlfriend/wife a new Fiat 500 Sport, her dream car at the time, with a 1.9% interest rate for LESS per month than the 1997 Civic would have cost!)
Anyways, for those that are wondering HOW I did it; Smart Money Secret teaches ALL of the methods I used back in 2011 and then some. These are the same methods I paid a lot of money and time to learn you could have right now for the price of a tank of gas – and guess what – this stuff really works!
How about some proof from a member of the FaceBook Group? (More Proof Further Below)
How Quickly Can You Expect to See results?
Results can be seen in as little as 1 day for some people, but the tougher stuff takes anywhere from 7-90 days. The average is around 30 days for big score jumps for most members!
What are the Smart Money Secret 11 Words?
I’m sorry, I was asked NOT to disclose that with you, but it has to do with with some of the wording in letters you’ll be sending to your creditors and credit bureaus to get negative marks removed from your credit report! I was amazed when I learned how simple this really is, and even MORE amazed when I was able to get my own credit increased using these same methods.
Pick up your copy here: www.CreditSecret.org
Is Credit Secret (Smart Money Secret) a Scam?
Info Up LLC, The Company Behind Smart Money Secret & Credit Secret, are based in the United States, In Las Vegas. They would have been shut down and throw in jail a year ago if there was even the SLIGHTEST hint of a scam here. What they’re teaching are proven tricks that people have known about and used for years. They’re TEACHING you the very things that companies like Lexington Law have been doing and charging $100+ a month to do.
Why pay $1,000 to Agencies like Lexington Law to do this for you when you can EASILY do it for yourself at a fraction of the cost?
Credit Secret really DOES work and the “loopholes” actually are legitimate tricks that I’ve used personally when cleaning up my own credit.
Anyways, enough rambling – let’s take a look inside.
A look Inside The Smart Money Secret (Credit Secret) System
The Smart Money Secret Secret Books is shipped to you via a physical book and as a BONUS you also get to download a copy in PDF format. This makes it easy to save and read on your PC, or even your smart phone! (Not sure if you can view PDF’s on Kindle though? Comment below and let me know if YOU know!)
The main book is detailed and quite easy to read. The loopholes (yes, they actually are) work 100% of the time when used correctly and there is NOTHING the banks can do about it, period.
Let’s take a quick look at the table of contents:
- Chapter 1: Getting Started;
- In this chapter, you’ll learn the basics including how to get and analyze your credit scores AND credit reports, facts about FICO scores, the credit Bureaus, and get started immediately with removing inquiries from your credit Report! This chapter has 3 Inquiry Removal Letter Templates, you just copy, paste, fill in your own info and mail them!
- Chapter 2: Getting Inaccurate / Incomplete / Unfair / Unverifiable Items Removed
- One of my favorite chapters, this one is just FULL of letter templates ready to use for just about ANY situation!! Again, just copy, paste, fill in your own info and mail them out!
- Chapter 3: Advanced Tactics
- I don’t want to go into too much detail on this chapter, but it’s pretty good stuff! You’ll learn tricks involving public records, filing complaints and get access to additional letter types! (There’s also a KILLER, 100% legal, loophole to remove liens, judgements, AND bankruptcies!)
- Chapter 4: Lawsuits
- This is not for everybody, nor is it something everybody will feel comfortable with. But in ‘extreme’ cases, it’s easy to get a win with a quick lawsuit (on their dollar). This covers examples of what you could file suit for, against whom, and even gives tips for during the court case. Again, MOST people will NOT need to do this – BUT it’s a great resource for those who may.
- Chapter 5: ChexSystems Removals
- This chapter title is self-explanatory I think.
- Chapter 6: Student Loans, Repossessions, and HIPAA (Medical Bills & Collections)
- Chapter 7: Advanced Credit Techniques
- These advanced techniques are PROVEN to improve your credit score quickly. This chapter goes into getting good credit lines quickly, utilizing credit loans, business credit, and more!
- Chapter 8: Frequently Asked Questions
- Chapter 9: Statute of Limitations Chart
- Chapter 10: Glossary
As you can see, the book is quick to the point but holy “wow” it packs a punch! The pre-written letters are AMAZING and also include small legal hints that really will scare the pants off of your creditors or debtors. (For example, mentioning you’ll be releasing an Online Press Release discussing your interactions if necessary, or even a subtle threat to take them to small claims court near YOU, on their dollar)
Granted, you’ll (probably) never have to use those things, but they’d rather not take that chance – and this stuff flat out works.
The Credit Secrets (Smart Money Secret) FaceBook Group!
THIS is where it’s all at. As of March 2017, there are now over 19,500 members currently getting questions answered, cheering each other on AND sharing REAL results.
I took a few minutes today and grabbed some posts from the page to share with you. Scott did ask me to mask the users names making these posts, but once you’re a member you can see them for yourself first hand and they’re pretty inspiring!
Here are just SOME of the many REAL success stories posted within this group!
(Click to view full size)
My Credit Secret & Smart Money Secret Review
|Product Name||Smart Money Secret AKA Credit Secret|
|Creator||Scott & Allison Hilton|
|Where to Buy
If you haven’t yet, take a minute to look at the 10 images above. These are all 100% real and were posted in the Credit Secret Facebook group THIS WEEK by real members. You can verify them for yourself once you sign up too! 🙂 Next up, check out my Smart Money Secret Review Video THEN read my final verdict below!
Anyways – if you haven’t yet figured it out, this is the real deal credit repair course. It’s really NOT too good to be true, it WILL work if you apply yourself and you can see results in as little as 1 DAY if you take action quickly.
My Advice: Pick this up NOW from CreditSecret.org – give it a full 30 days and you should be quite happy with the progress you’re making. Speaking from experience, this type of stuff really works.
Pick this up from www.CreditSecret.org – and make sure you come back here and let me know in the comments how it goes for you!
ONE final thought and warning: Whether you end up getting Smart Money Secret or not, PLEASE be careful if you look elsewhere and potentially hire a credit repair company. Most charge thousands of dollars, have hidden fees, and get mediocre results at best. Trust me, I’ve worked with them before and it’s scary what they get away with (not doing)!
One last thing – if you have ANY questions, let me know below – I’m a real person and will do my best to help you out! You’ll see I’ve answered over 100 questions below already, so read through them and let me know if I can clarify anything for you! 🙂
Talk soon 🙂
P.S. Important: If you found this review useful would you do me the honor of closing the sales page if you’re on it currently and pick up credit secret through my link here: http://jefflenney.com/CreditSecret – I do get a small referral fee if you purchase via my link, and it helps pay the bills 🙂